United Realty Group

Raul Lopez is a Senior Loan Officer and Branch Manager at Certified Home Loans based in Tamarac/Coral Springs-- sustaining buyers, vendors, and agents throughout Broward County and higher South Florida. With 18+ years in mortgages, he mixes financing know-how with real-estate savvy so transactions move from deal to clear-to-close without shocks. On the lending side, Raul delivers totally recorded pre-approvals, quick transform times, and positive underwriting on traditional, FHA, VA, and jumbo loans. He's bilingual (English/Spanish), reachable after hours, and understood for crisp communication that maintains buyers confident and agents educated. On the real-estate side, Raul imitates a deal companion: he pressure-tests price factors prior to you write, helps framework appraisal-gap and seller-credit scenarios, examines condo/HOA spending plans and reserves, and flags title or insurance problems early-- essential in Broward's condo and coastal markets.