Upper Cut Capital

At Upper Cut Capital, we are committed to empowering entrepreneurs by providing accessible, flexible, and tailored financing solutions. Based in San Diego, CA, we understand the financial challenges that small businesses face—especially in a post-pandemic world where traditional lending demands excessive collateral. Our goal is to bridge the funding gap, ensuring businesses can thrive based on their potential, not just their assets. With a network of 70+ reputable lenders, we offer a range of financial solutions, including business lines of credit, invoice management, equipment financing, working capital loans, SBA loans, and merchant credit accounts. Whether you're launching a startup, expanding operations, or navigating cash flow challenges, we provide the resources and guidance to help you succeed. At Upper Cut Capital, we believe in San Diego’s entrepreneurial spirit and work tirelessly to support local businesses in reaching their full potential. Let’s fuel your growth together!